My Fault Insurance    © 2008 RFRussell

I did it, it's all my fault—everything that's ever gone wrong with you I was the cause
Yes I confess, there is no catch; if we settle now, you can relax
I know you worry, I know you care, I know for me you'd probably be the last one there;
And even if there may be some doubt as to who here is crazy,
        you've come much too far now to stand around on ceremony
    OK, I did it—so what?
    OK, I did it—so why can't we just wake up
    I did it because…I know my fault insurance is all paid up
I'm not holding my breath, but one can always hope
Even though in the meantime I continue to know
That all that's gone down, all my fault no matter what—
Nowadays it's the only way I can remember which way is up